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Dave Ramsey Net Worth

Dave Ramsey Net Worth
Net Worth$55,000,000
NameDavid Lawrence Ramsey III
Date of Birth/AgeSeptember 3, 1960 (age 59)
State/City of originAntioch, Tennessee, U.S.
Occupation(s) Radio show host, author, businessman

Net Worth

Dave Ramsey’s net worth is 55 million dollars.

How Much Does Dave Ramsey Make a Year?

Dave makes $10 million dollars each year.

How does Dave Ramsey make his money?

Dave Ramsey makes money from his syndicated radio show called, “The Dave Ramsey Show.” He also made money hosting his self-titled show on Fox News and has made millions from his best-selling books.

Dave also makes money from his “Financial Peace University” program and by offering financial counseling from his business.


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Dave Ramsey is a financial planner who has made a career out of helping others get out of debt. As an evangelical Christian, Dave uses biblical principles to teach people how to save, how to spend their money and how to work themselves out of debt.

These methods are tried and true for Dave, as he used them while getting himself free from the chains of bankruptcy.


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Early Life

David Lawrence Ramsey III was born on September 3, 1960, in Antioch, Tennessee. He had a fairly normal childhood. He was raised with strong Christian morals.

Dave went to the University of Tennessee at Knoxville where he attended the College of Business Administration. Dave graduated with degrees in finance and real estate.

By the time Dave was just 26 years old, he was a millionaire. His company, Ramsey Investments had $4 million invested in real estate.


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When the bank that was backing his loan was sold, the new buyer requested the loans be paid back immediately. He didn’t have the funds, so this forced Dave into bankruptcy.

It was the best thing to happen to him, as it started his new business: financial planning.

Personal life

Dave is a devout Christian and he uses his faith when teaching others about being fiscally responsible.

Dave’s been married to his wife for 38 years and the couple has three adult children and a number of grandchildren. They live in Franklin, Tennessee.

Dave filed bankruptcy in 1988 after the bank that was funding his real estate loans sold them to another bank who demanded immediate payment.


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It was devastating for the family’s finances and forced Dave to think differently about his money.

As a Christian, Dave has managed to stay away from the controversy that typically follows celebrities.

However, he did receive some backlash after building a large mansion in 2010. He responded by saying the home was largely paid for in cash and represented a very small portion of his yearly income.

Interesting Facts

  • Dave was a successful businessman who was well invested when he was just 26 years old. Unfortunately, due to matters outside of his control, Dave lost his fortune and had to declare bankruptcy.
  • Dave is a devout Christian who uses biblical principles to guide financial decisions.
  • While Dave has experienced no personal controversies, some financial leaders have called his less-than-traditional methods wrong.
  • He’s franchised his business. Thousands of churches across the country host “Financial Peace University” classes which are geared at helping Christians better manage their finances.
  • Dave’s daughter, Rachel Cruze, is following in her father’s footsteps. She co-authored a book on teaching finances to children with Dave.


Dave started out his career making investments in real estate. He was very good at it and made millions of dollars by the time he was 25. Sadly, a change in banking institutions left him bankrupt.

After he finally got himself out of debt, Dave came up with a system to ensure that he would never be in financial trouble again.


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It worked so well, he started counseling couples at his church. His teaching partially came from his own experience and also the teachings of the A.L. Williams Company.

At present, Dave Ramsey’s net worth is 55 million dollars.

Dave wrote his first book in 1992 called “Financial Peace.” Also, in 1992, he joined Roy Matlock in hosting the radio show, “The Money Game.” The show eventually became “The Dave Ramsey Show.”

The “Dave Ramsey Show” is now a syndicated radio program that airs on more than 500 stations and is available as a podcast as well. He owns a company called Ramsey Solutions that is focused on financial education.


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In 2007, Fox Business Network created a television show called “The Dave Ramsey Show” that was a recorded version of the radio show.

It was canceled after three years on air. During his career, Dave was also a frequent guest on many shows, like “The Oprah Winfrey Show,” “The Early Show,” and “60 Minutes.”

Dave’s written many books, five of which were New York Times Bestsellers.


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  • Dave’s incredibly successful career in finance started with a huge personal low. When he was in his late twenties, Dave had to file bankruptcy.
  • Dave realized that having investments that weren’t purchased in cash was riskier than most people realized.
  • Using biblical principles, Dave came up with financial rules to live by. He also came up with a method of paying off debt quickly.
  • Some of these methods include paying off your smallest debts first, even if they have the smallest interest rate. This method is controversial to many financial planners.
  • Dave is now worth millions of dollars. He just broke ground on a brand-new building where his business headquarters will be based in Franklin, Tennessee. Dave said that he’s paid for the building in cash.

Favorite Quotes from Dave Ramsey

“We buy things we don’t need with money we don’t have to impress people we don’t like.”

“Pray like it all depends on God but work like it all depends on you.”

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.”

“Fear is the enemy of hope.”

“That stupid saying “What you don’t know can’t hurt you” is ridiculous. What you don’t know can kill you. If you don’t know that tractor-trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.”

“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal because as my radio listeners know, normal is broke.”

“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”


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Tips for success from Dave Ramsey

1.Budget your money. Then you won’t wonder where it went. You’ll be telling it where to go!
2.Don’t rely on anyone or anything. Banks that back your money can fail. Jobs that pay you a huge salary can fire you. Instead, be very careful with your funds so you can support yourself.
3.You don’t need to buy lavish items just because you have money. Millionaires shop at Wal Mart and have inexpensive cars. Poor people have flashy items.

Read on and we will tell you about authors such as Grant Cardone, Gary Vaynerchuk. And about many others.